Hire All is currently looking for an experienced Credit Manager to join their team.

 

Key Qualities & Skills

• Reliability

• Integrity – to thinking to the next level (see/realize/consider the bigger picture and relevant impact on the matter on hand, irrespective the nature)

• Punctuality:

  • Put in the extra effort – going the extra mile

  • Ability to adhere to/meet deadlines, enforce deadlines set

  • Time management ability

• Discipline (Self)

  • Should be able to work independently without constant supervision

  • Should be able to show initiative to simplify and enhance processes and table such ideas to their manager.

• Accuracy

  • Check and double check reports/info

  • Problem solver/identifier

  • BE able to see the bigger picture to raise suspicions when required

• Excel skills

  • Should be on an intermediate level or at least progressed beginner showing the ability to grasp, understand and grow/ “excel”

  • Write macros

  • Analise and extract info, compile reports etc with as little as possible effort and time usage.

  • Have a constant desire to want to make things faster, lean more and add value using Excel

• Investigative nature

  • Not accept the first answer given

  • Ask in-depth questions

  • Anticipate answers and already have more questions prepared but not raise all at once depending on scenario (asking a question to which the answer is already known, but testing the individual)

  • Info that might trigger caution / duplicate info, repeated users, anything that might seem to the effect that our system is either being misled by staff or a customer to bypass “verifications”

  • An enquiring mind demanding of themselves and others

 

Responsibilities:​

• Managing, Controlling & Enforcing

  • Manage tasks and staff involved

  • Manage Branch Managers pertaining to related branch matters being overseen

  • Enforce discipline pertaining to relevant aspects of the department being responsible for

  • COD exposures

  • 1 Pager process from start to finish

  • Policies and procedures – writing, evaluating and improving

  • Daily banking process

  • Admin processes

  • Data quality – New and existing/updating accounts

  • Processing of debtor’s payments / refunds, understand how the process functions, all aspects pertaining to it

• Ensure the refund policy/processes are correct to ensure correct submission to next level

• Credit bureaus

  • Processing of reports,

  • Reading thereof

  • Apply risk management with each matter, whether investigating possible risk or new applicant.

• Legal Notices

  • Issuing of and processing listings thereafter thus understanding the work/requirements before any such steps can be taken.

• Debt collectors

  • Identify and compile accounts to be handed over to debt collectors

  • Monitoring thereof and comms

• Periods & Charging

• Off hires

  • Monitoring of the report and inspecting

• Invoicing

  • Monitoring of the report and inspecting

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​Desired Work Experience:

• At least 5 years as a credit manager

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Desired Qualification Level:

• A minimum of a Matric with university entrance.

• A degree or diploma in commerce will be advantageous.